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The 10 Step Mortgage Process: From Pre-Approval to Successful Closing
An overview of the financing process. more»
Cleaning Up Credit Issues
Under the Fair Credit Reporting Act you have the right to dispute the completeness and accuracy of the information in your credit file. more»
Before you start to look for a new home, it is important to know your buying power. When considering refinancing you need objective advice on what makes financial sense for you. We understand that every client’s needs are unique, our mortgage advisors are experts in their field and we have a loan program for just about every need out there. We can find the right loan for you!
Working with a mortgage advisor
A mortgage advisor can guide you through the variety of loan options available today when financing or refinancing a home. Your advisor will help you determine the best loan for your situation and personal goals level so you can make a wise and informed decision.
A mortgage advisor can help you with any of the following types of loans:
Purchase (free pre-approval)
- Conventional, FHA and VA Loans
- Down-payment assistance programs
- 1st-Time Home Buyer Loans
- Low down payment Loans
- Investment Properties Loans
- Construction Loans
- 2nd home, lot and cabin Loans
- Fixed Rate Loans—30, 20, 15, 10 year fixed
- Hybrid ARMs—10/1, 7/1, 5/1, 3/1 (fixed initial term i.e. 10 years then adjusts every year thereafter)
- 1 year, 6 month, 1 month Adjustable Rate Mortgages (ARMs)
- Interest Only Loans
- Jumbo Loans
Refinance (free needs-analysis)
- Owner-Occupied or Investment Property
- Cash-Out / Debt Consolidation
- Low/No Closing Cost Refinances
- Low/No Closing Costs Home Equity Lines of Credit
Credit/ Employment Types
- W-2’d
- Self-Employed
- Tough Credit/No Credit
- Recent Bankruptcy
Contact a mortgage advisor
For a free, no-obligation consultation, contact us at 763-746-0985 or amandar@rivercitymortgage.com
