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The 10 Step Mortgage Process:
From Pre-Approval to Successful Closing

  • Loan Application: Credit, Income, Assets, etc.
  • Pre-Approval: Costs, Down Payment, etc.
  • Payment Options: Choosing the right loan for you
  • Pre-Approval Letter: Submitted with your offer
  • Sign Disclosures
  • Necessary Documentation: Pay Stubs, Bank Statements, etc.
  • Title & Appraisal: Clean chain of Title? Is Value reasonable?
  • Underwriting: Verifications, Income, Rent history, Employment, Liabilities, Assets
  • Clear to Close: Everything is cleared in underwriting, waiting to close.
  • Funding / Closing: Sign final documents, funds are disbursed, keys are exchanged!